In Buying a Home, You're Also Buying a Neighborhood!

When You Are Buying a Home, You are also Buying a Neighborhood. It is important to access the last 6 to 12 months of property sales to see the probable current home value.  Also check the percentage of owner-occupied properties versus rental properties.An excellent idea is to knock on doors and talk to the people living in the neighborhood and ask them for their input.  You may be surprised at how honest and insightful people can be about where they live.It is important to either walk or drive around the neighborhood at different times of the day. Check out the schools in the...

August 18th, 2017 | Home Purchase, In Buying a Home, You're Also Buying a Neighborhood!

What is a 1003?

What is a 1003 Loan Application?1 STOP Mortgage wants you to know all about your loan process from beginning to end.The application process from disclosure to your Loan Officer to your making your first payment on your new mortgage can appear to be complicated.  Not to worry, we've over 3 decades of combined experience in making it EZ for you.  Check out our "5-minute EZ-PreQual" by clicking on the red "Apply Now' button on our home page  You'll be glad you did!Now to the 1003 loan application form, also called the Uniform Residential Loan Application,...

August 4th, 2017 | Application Process, What is a 1003?

5 Reasons Why Your Homeowners' Insurance Bill is So High

5 Reasons Why Your Homeowners' Insurance Bill Is So High  Do you know why you’re paying so much to protect your home? More importantly, have you considered the different ways you could reduce your home insurance rate?  Here in the Memphis area, we have a varied array of homes and neighborhoods and neighborhoods as well as an assortment of credit profiles.  Let's look at your Home's Age and Construction Type, Your Credit Scores and other factors which lend to your Homeowners' Insurance cost.  1 STOP Mortgage has the answers you are looking for!Here a...

July 15th, 2017 | Homeowner's Insurance, 5 Reasons Why Your Homeowners' Insurance Bill is So High

Give Your Home a Valentine with a Home Upgrade!

Give Your Home a Valentine!     It’s a great time for you in the today's housing market to add some extra value to your home. The wave of low rates that began on the second half of 2016 continue to fuel the influx of  the refinance and purchase markets. It’s never been a better time to spruce up your home and/or get a good deal on the sale of your home....whether now or later.  Home prices are higher now, owing to the overwhelming demand and the current shortage in housing supply.     What’s even better is how you can add ...

February 8th, 2017 | Renovation Fun!, Give Your Home a Valentine with a Home Upgrade!

Mortgage rates are a great bargain in today's market

The Fed and the State of Interest Rates       The Hershman Group reports today that the start of a new year is a good time to reflect as we previously have on the state of jobs and real estate. Another important factor we are monitoring is the movement of interest rates. There is no doubt about the fact that one benefit of our very slow and steady recovery from the Great Recession has been incredibly low interest rates. These rates have made homeownership and other large purchases such as cars more affordable for tens of millions of Americans. In addition, these r...

January 31st, 2017 | Interest Rates, Mortgage rates are a great bargain in today's market

Your Mortgage When You Divorce

Your Mortgage When You Divorce  - Divorce Happens But What About Your Mortgage?  - January 20, 2017 By Justin of Mortgage Info     Aside from the complex emotions and legalities involved in a divorce, there’s the couple’s financial situation to think of. Dividing property and debts, e.g. your house, is a point of contention in itself. How do you break up your mortgage after your marriage is over?You can look into these options to guide your decision on dealing with your mortgage affairs after the divorce. Let’s start from the most common to t...

January 25th, 2017 | Divorce and Your Mortgage, Your Mortgage When You Divorce

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Serving the Great Mid-South Region
Offices: 901-388-1588 or 901-476-9100 | Toll-Free: 
888-580-1588 | Fax: 901-388-6202 | Email: info@1stophomeloans.com
1 STOP MORTGAGE | NMLS#215671 | TN Lic#108931 | 5909 Shelby Oaks Dr, Suite 129, Memphis, Tennessee 38134