1 STOP MORTGAGE BLOG!

Your 1st New Year's Resolution to Do Today!

Your 1st New Year's Resolution -  Order Your FREE Credit Report on January 1, 2017!                       From the Best Financial Habits to Start Today Series Courtesy 1 STOP Mortgage  Be proactive! It's to your credit to make sure your credit history is "clean".  Try to get into the habit to review your credit report once a year, but it's especially necessary before you apply for any credit or if you are thinking about new employment. Order a report from...

December 31st, 2016 | About your Credit!, Your 1st New Year's Resolution to Do Today!

Joint Credit Has Several Faces

WHAT IS JOINT CREDIT?To have joint credit with another individual you don’t have to walk down an aisle and exchange a kiss with each other.  Without getting married there are different types of joint credit that can potentially harm your credit rating. As with marriage it pays to be careful who you open a joint account with. If the other person disappears or flakes out you are going to be responsible for the debt. There are three different kinds of shared credit.They are:Joint Credit - You are a full partner on the account. You fill out an application for a credit card or loan and t...

December 22nd, 2016 | Credit Card Debt, Joint Credit Has Several Faces

Another 1 STOP Mortgage "Home Savvy" Reminder!

  Another "Home Savvy" Reminder from your Local Lender, 1 STOP Mortgage!        You buy homeowners insurance hoping you’ll never need to use it. Then something happens.  It’s a small loss, maybe a tree branch damages the rain gutter, maybe the neighbor’s kid breaks a window or a few shingles that need replace due to a wind storm.    You think of filing a claim. After all, that’s why you’ve paid the premiums all these years. But filing has consequences you should consider.    A general...

December 16th, 2016 | Homeowner's Insurance, Another 1 STOP Mortgage "Home Savvy" Reminder!

5 Things You Should Never Put On A Credit Card

 5 Things You Should Never Put On A Credit CardA credit card is often the worse means of finance. Credit card debt is unsecured and typically carries a higher interest rate than a car or home loan. Unlike a home mortgage or student loan, credit card debt is not tax deductible.Here are the five worse items to use a credit card for financing.1. College Tuition - Rather than using a credit card, higher education can be funded through low-interest student loans, scholarships, grants, and part-time jobs. Also consider a less expensive school or delay enrollment until they have more savings.2. ...

December 6th, 2016 | Credit Card Debt, 5 Things You Should Never Put On A Credit Card

Serving the Great Mid-South Region
Offices: 901-388-1588 or 901-476-9100 | Toll-Free: 
888-580-1588 | Fax: 901-388-6202 | Email: info@1stophomeloans.com
1 STOP MORTGAGE | NMLS#215671 | TN Lic#108931 | 5909 Shelby Oaks Dr, Suite 129, Memphis, Tennessee 38134