1 STOP MORTGAGE BLOG!

Growing Borrower Demand for a High-Tech Mortgage Experience

Growing Borrower Demand for a High-Tech Mortgage Experience National Mortgage News reports on May 20, 2016 that in addition to electronic Mortgage Applications, two recent court rulings affirmed that lenders can enforce electronically signed and transferred notes, laying important groundwork for wider adoption of electronic mortgage technology that could improve the customer experience for borrowers and save lenders and servicers a bundle.In separate foreclosure cases in New York and Florida, judges ruled that the electronic transfer histories of loans originated with e-signatures proved ...

June 3rd, 2016 | Paperless Loans!, Growing Borrower Demand for a High-Tech Mortgage Experience

America's Elderly Desperately Need More Affordable Housing

America's elderly desperately need more affordable housing - Here's the Solution Condensed from HousingWire - May 22, 2016 by Henry Cisneros and Mel Martinez Our nation is aging and millions of older adults will struggle to find housing that is both affordable and physically suitable. As co-chairs of the Bipartisan Policy Center’s Senior Health and Housing Task Force, we are releasing a report Monday with a set of recommendations that Congress, the administration and states could implement that would enhance the lives of America’s seniors.Our fundamental proposition is...

May 31st, 2016 | Retirees, America's Elderly Desperately Need More Affordable Housing

Remembering Those Who Gave Everything.

What Is the Former Name of Memorial Day?Memorial Day occurs on the last Monday in May and marks the solemn time when Americans honor the soldiers that died in military service. When the observance was first declared in 1868 by General John Logan, it was called Decoration Day in reference to a tradition of decorating the graves of those whose lives were lost in the Civil War and its set date was May 30. In the years following World War I, the day picked up the more inclusive name Memorial Day as people began to use it as time to honor all who died in all US wars. For many, the holiday signifies...

May 27th, 2016 | American Holidays, Remembering Those Who Gave Everything.

3 Types of Mortgage Loans for Home Buyers & Owners

Homebuyers hoping to jump into the mortgage market will find three basic types of loans... Bankrate By Sheila Steiner - May 23, 2016  Fixed-rate mortgage "Fixed-rate home loans can be 10 years, 15 years or 20, but most popular is the 30-year because that makes your payment the lowest," says Floyd Walters, owner of BWA Mortgage in La Canada Flintridge, California.Adjustable-rate mortgage Unlike a fixed-rate home loan, which sports an unchanging interest rate over the life of the loan, the interest rate on an adjustable-rate mortgage, or ARM, can change from year to year....

May 23rd, 2016 | Types of Mortgage Loans, 3 Types of Mortgage Loans for Home Buyers & Owners

1 STOP Mortgage's Home Possible is Loan of the Week!

1 STOP Mortgage Loan of the Week! Home Possible AdvantageA great alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity.    Up to 97% LTV - only 3% down!     First time homebuyers, move-up borrowers, and retirees     Refinances up to 97% LTV, regardless of current mortgage program     No income limits for Underserved Areas     No reserve requirements for 1-unit properties     Gift funds eligible for entire down payment Call Robert o...

May 17th, 2016 | 1 STOP Mortgage Loan of the Week!, 1 STOP Mortgage's Home Possible is Loan of the Week!

Get Your Retirement on Track at Any Age!

4 Ways to Get Your Retirement on TrackAn ActiveRain blogger, William Piotrowski, has written a great article on how to get your retirement savings on track, regardless of the age of the saver! May 11, 2016   1 STOP Mortgage, located in Memphis, serves all of Tennessee and for many years have helped clients restructure their debt in relationship to their mortgage loan.  Give us a call at (901) 388-1588 to discuss options available to homeowners!  If you are in your 20s, 30s or 40s, you are likely working and saving for retirement. But are you doing the right things? Are yo...

May 12th, 2016 | Planning for Savings, Get Your Retirement on Track at Any Age!

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Serving the Great Mid-South Region
Offices: 901-388-1588 or 901-476-9100 |
Fax: 901-388-6202 | Email: info@1stophomeloans.com
1 STOP MORTGAGE | NMLS#215671 | TN Lic#108931 | 5909 Shelby Oaks Dr, Suite 129, Memphis, Tennessee 38134