1 STOP MORTGAGE BLOG!

How Long Do I Save Important Documents?

As an example, you may never think that your home will be damaged by fire, but if by chance it does happen, please keep the important documents in a safe place. The following is a list of important documents that should be kept in a fire-safe container and how long to keep them in that safe place.                        DOCUMENT                          &...

August 23rd, 2016 | Important, Important!, How Long Do I Save Important Documents?

1 STOP Mortgage is Helping Homeowners Remodel and Save Money

Here’s what’s behind America’s renewed mania for home renovationThin housing inventory has contributed to a spike in remodeling as buyers pour money into their current homes instead of moving — often using home equity to do it. When people stay put, it can reverberate through the housing market, making it harder for first-time buyers to get started — and, some say, highlighting a need for more construction. Without enough new homes, said Seattle real-estate agent Sam DeBord, the market could be stuck in “a self-reinforcing cycle.” ‘There’...

August 5th, 2016 | Renovation Fun!, 1 STOP Mortgage is Helping Homeowners Remodel and Save Money

1 STOP Mortgage Acts Quickly to Help You Get a Lower Interest Rate

With Interest Rates Dropping, Is Now the Time to Refinance? The New York Times' Lisa Provost reported today that when interest rates drop noticeably, astute homeowners react quickly as they’ve been doing in the weeks following Britain’s vote last month to leave the European Union. The decision rattled the markets, mortgage rates fell to near-record lows, and refinancing applications took off.In the week after the vote, Zillow reported a 132 percent surge in refinance requests through its online mortgage marketplace, while the Mortgage Bankers Association’s weekly mea...

July 29th, 2016 | Refinancing, 1 STOP Mortgage Acts Quickly to Help You Get a Lower Interest Rate

Always Get the Right Advice for a Mortgage Loan with 1 STOP Mortgage

          Getting a mortgage is a daunting prospect, which explains why so many people seem eager to pat your hand and say, “Let me give you a little advice.” Sure, those pearls of wisdom may come from an ocean of good intentions, but the suggestions might not necessarily be right for you. In fact, they could be dead wrong.     So before you take some friendly outside counsel as gospel, be sure to check it against our list of the worst mortgage advice people often give.     ‘Don’t bother get...

July 27th, 2016 | Find a Mortgage Professional!, Always Get the Right Advice for a Mortgage Loan with 1 STOP Mortgage

Benefits of Re-financing Your Memphis Mortgage

Benefits of Re-FinancingThere are a number of benefits which may be associated with re-financing a home. Re-financing under favorable conditions such as the very low interest rates we have now is ideal.Some of these benefits include lower monthly payments, debt consolidation and the ability to utilize the existing equity in the home. Homeowners who are considering re-financing should consider each of these options with their current financial situation to determine whether the benefits of re-financing apply to their goals and objectives.Lower Monthly PaymentsFor many homeowners the possibility...

July 19th, 2016 | Refinancing, Benefits of Re-financing Your Memphis Mortgage

Homes Selling in Less Than a Month! How About Memphis?

States Where Homes Sell in Less Than a Month Daily Real Estate News | Wednesday, July 06, 2016 In some locales, at least half of the properties sold between March and May were on the market for 30 days or less, according to the latest REALTORS® Confidence Index Survey Report. Properties sold the fastest in 12 states: California, Colorado, District of Columbia, Idaho, Iowa, Kansas, Massachusetts, Minnesota, Nebraska, Oregon, Texas, Utah, and Washington, the report shows.Properties are selling faster nationwide, too. In May, homes across the country were typically on the market for 3...

July 12th, 2016 | Home Sales, Homes Selling in Less Than a Month! How About Memphis?

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Serving the Great Mid-South Region
Offices: 901-388-1588 or 901-476-9100 |
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1 STOP MORTGAGE | NMLS#215671 | TN Lic#108931 | 5909 Shelby Oaks Dr, Suite 129, Memphis, Tennessee 38134