Refinance Checklist

When you refinance, certain documents and information will help the process move forward more quickly. Below are listed some of the more common documents needed to refinance. The more information you have on-hand, the faster your refinancing will go.

You are likely to need Employment Information
  • Most recent month's pay stubs (originals)
  • W-2 forms from the last 2 years (copies)
  • Income tax return information, especially if self-employed in the past 2 years (copies)
Assets & Obligations Information
  • Checking, savings, or stock accounts; 401K information; etc. (copies)
  • Current credit score and reports
  • Debt data such as credit card or current mortgage information
Insurance Information
  • Homeowners insurance (copy, especially of the declarations page)
  • Proof of title insurance

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Serving the Great Mid-South Region
Offices: 901-388-1588 or 901-476-9100 |
Fax: 901-388-6202 | Email:
1 STOP MORTGAGE | NMLS#215671 | TN Lic#108931 | 5909 Shelby Oaks Dr, Suite 129, Memphis, Tennessee 38134